Vacation Planning

A vacation is a luxury, not a necessity. So do not holiday at the cost of savings meant for much more important goals. Similarly, do not borrow to travel. Banks can charge anywhere between 13% and 30% for a personal loan. You could land up paying stiff EMIs every month for three years for a fortnight’s break.

Using the credit card to bear the holiday expenses is also a big no. While you could rack up rewards or get cashbacks, it makes no sense to pay an interest of 18-45% by rolling.

You will not have to borrow.
Ideally, 1 to 3 year of planning is required for domestic or international holidays.

If you have any query or questions regarding this service, please do contact us. We will be happy to help you.